Conventional home loans quite simply are defined as loans that are not backed by a federal agency, such as the U.S. Department of Veteran Affairs, U.S. Department of Agriculture or Federal Housing Administration. Borrowers with a stable job, income and good credit are great candidates for conventional home loans.

VA Loans



The best feature of VA loans is they often require no down payment. With a VA loan, out-of-pocket expenses are likely to be nil. As your Elite Mortgage advisers will explain buyers can save thousands of dollars over the term of their loan.

Elite Mortgage advisers may help new buyers assume the loans of veterans who plan to sell their properties early. In order to make the most of benefits associated with VA loans, it is essential to partner with expert loan advisers who can guide veterans correctly and efficiently. Contact us today to find out if a VA loan is right for you.


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According to the American Census Bureau data, many veterans have not taken advantage of VA loans over the past three to four years. Only 10 percent of eligible veterans utilized the benefit in 2009. Since then those numbers have improved little. However, with expert loan consultants like those from VA Home Loan Group, the statistics are bound to improve. For veterans who qualify for these special loans, a host of handsome advantages lie in store. Get started today!

The VA home loan program is more important today than ever before and is one of the most powerful loan options on the market for active military and veterans. It’s increasingly difficult for many military borrowers to build the credit and assets necessary to move forward with conventional home financing.

VA financing comes with significant financial benefits for those who’ve served our country, and the requirements to secure them are often looser than what veterans would need for a conventional or even FHA loan.

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