Testimonials

If you are looking for a home loan without a down payment, a USDA loan could very well be your best pick. Ask our professional staff at Elite Mortgage and we will help you understand whether you actually qualify for a loan like this. Some necessary pre-conditions need to be confirmed in order for you to be eligible. These include:

Income

Restrictions

The processing of a USDA loan requires potential borrowers to provide proof of income. Every county has its own set of restrictions with respect to eligibility norms. Our officials at Elite Mortgage can help you determine your specific guidelines. The prime aim of mobilizing these loans is to help the smaller communities residing in rural belts flourish by making property and land much more affordable.

Income of Residence

To qualify for a USDA loan, you must reside in an area that is designated as rural and fulfills USDA requirements. Contact us so we can check the eligibility of your county. Contrary to popular belief there are quite a few areas that actually qualify for zero-down-payment home loans.

Provided you have a proficient team of advisers like the ones at Elite Mortgage, you will find the qualification process very straightforward.

Contact your favorite agent

We can help you

What are you waiting for?

Apply and be approved

ANTHONY EDWARDS
From beginning to end, they were informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. We enjoyed working with them and would recommend Elite Mortgage to anyone.
ANTHONY EDWARDS
Client
From beginning to end, they were informative, extremely thorough and attentive to our financial needs, thus making sure that we were getting the best deal possible. We enjoyed working with them and would recommend Elite Mortgage to anyone.
ANTHONY EDWARDS
ANTHONY EDWARDS
Client
CHARLOTTE COOPER
My husband and I had a wonderful experience working with Elite Mortgage in refinancing our home mortgage. They gave brilliant service and always kept me informed of what was happening and at what stage my application was at.
CHARLOTTE COOPER
Client
My husband and I had a wonderful experience working with Elite Mortgage in refinancing our home mortgage. They gave brilliant service and always kept me informed of what was happening and at what stage my application was at.
CHARLOTTE COOPER
CHARLOTTE COOPER
Client
JAYDEN MOORE
I was given the best advice, support, and help. All in all, I really couldn't imagine my home-buying process being any easier. Even now that the deal is done I would still feel 100% comfortable calling Elite Mortgage with any questions.
JAYDEN MOORE
Client
I was given the best advice, support, and help. All in all, I really couldn't imagine my home-buying process being any easier. Even now that the deal is done I would still feel 100% comfortable calling Elite Mortgage with any questions.
JAYDEN MOORE
JAYDEN MOORE
Client
LISSA DURBIN
I am extremely excited and happy that everything has gone well! I just want to write a quick note to let you know how much I appreciate all the help that you have given me for the past weeks with the process of my conventional loan.
LISSA DURBIN
Client
I am extremely excited and happy that everything has gone well! I just want to write a quick note to let you know how much I appreciate all the help that you have given me for the past weeks with the process of my conventional loan.
LISSA DURBIN
LISSA DURBIN
Client

Loan Types